The most common financing methods for Manufactured homes are conventional home mortgages and chattel mortgage.

With a conventional mortgage, the home is financed and purchased as real property, which means that the home and the land are bought and/or financed together.  there will be a deed with a conventional loan.  These loas are offered at competitive rates and it pays to shop around for the best deal.  Land/home packages can often qualify for this kind of financing.

Similar to a car loan, chattel mortgages are personal property loans.  they are used when only the home is financed.  Unlike a conventional mortgage, there will be a title instead of a deed.  If you are buying a home that will be on a leased property, a chattel mortgage may be the only financing available.